Buyer Resources
Time to Go House Hunting!
Once you've secured the right agent and prepared your financials, it's time to start shopping!
Explore
Take a drive around neighborhoods and communities that interest you to get a feel for the area. You can also look at online listings. If you've found a property you like, contact your agent to schedule a visit. When looking at properties, ask your agent about the long-term resale value of the properties being considered.
Narrow Your Search
Discuss your desired property with your agent and establish criteria together, including number of bedrooms and bathrooms, whether you want a yard, and preferred school district zoning. Communicating these factors helps your agent focus on the right potential properties.
It's Time to Buy
Your agent's negotiating skills are important for the offer process. Once you've found your desired property, make an offer. Your agent will analyze potential costs and expenses, draft the purchase agreement, and advise you of protective contingencies, local regulations, and customary practices—but the final decision on terms and price is yours.
Tips for Buying
Don't Max Out Your Budget
Just because you've been approved for a max amount doesn't mean you should spend it all on the home's sale price. Reserve funds for closing costs, taxes, and potential repairs.
Get to Know the Area
Ensure the neighborhood suits you and your family—check proximity to schools and shopping.
Don't Skip the Home Inspection
Inspections reveal problems you may not see otherwise, providing peace of mind.
Get Pre-Approved
Pre-approval shows sellers you're serious and ready to purchase.
Make a List of Deal Breakers
Know your non-negotiables versus what can be modified.
Look at the Age of Appliances and Other Systems
Pay attention to appliance age, HVAC, water heaters, and septic/well systems.